[chamkhi]

Thank you, your answers are helpful. Actually I think you've both hit the nail on the head, I think it is to do with relationship and we cannot develop that at the moment because of short visits to Tunisia. We have joined a bit of a 'small town' branch... and they honestly don't have a clue.

I think because we are with a smaller branch the whole issue of swift numbers etc is too confusing for them.

My husband is soon to visit Tunisia again to do some business so I think he will take the time to speak/open an account with a Tunis bank where they may be more used to international payments!

Thanks.